Personal Car Loan
When you are buying a new car, it is important not to rush into it. Do some research first; to make sure you find exactly what you want!
Decide what you want to use the car for. Is it for business or pleasure or both? (If you are intending to use the car for business then it would pay to get some tax advice or talk to an accountant.) Is it for you personally or for someone else in the family? What features would you like it to have?
You will need to work out a budget to ascertain the amount you will comfortably be able to repay. So have a serious look at your bank statements from the last 12 months to identify your spending patterns and surplus funds.
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Payments can be structured to suit your requirements.
- It is possible to finance the registration costs, on-road costs, loan insurance and comprehensive vehicle insurance on the loan contract, however this is possible for the first year only
- Terms normally range from 12 months to 5 years.
- A deposit may not be required; however should you wish to make one you will benefit from either lower repayments or a shorter term
Our loan officers are ready to help you with a comfortable loan, tailor-made to your specific financial requirements. Simply fill in our application form and fax or mail it to us.
For more information please don't hesistate to contact us. We will be glad to serve you!
Personal Line of credit
Girobank offers you depending on your salary or other income you have, the facility for a line of credit for emergencies or unplanned expenses.
You only pay interest on the credit you use and we do not charge fees for unused credit.
Personal Loans
Get the money you need for unexpected expenses, important purchases or life's little emergencies. At Girobank , we take pride in helping people find solutions to afford what they want or need most in life. We are ready to help you find solutions for example home improvement, refinancing or extra cash.
Girobank's personal loans come with a 100% satisfaction guarantee.
Girobank offers you the lowest possible rate on the market. We offer a fixed rate for full term of the loan. We set a repayment schedule that will ensure you pay off all you owe for a payment term up to 5 years that suit your needs. Girobank offers you also the possibility to increase the loan after one year.
For more information please don't hesistate to contact us. We will be glad to serve you!
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